Hello Kathleen, Shoshana, Cat, Melissa, Colin, Lisa & Mike - We hope you are enjoying our newsletter and find value in the information. Please remember we are always here to help with any of your real estate needs!
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Kathleen, Shoshana, Cat, Melissa, Colin, Lisa & Mike      The Goneau Group
Kathleen, Shoshana, Cat, Melissa, Colin, & Lisa
Real Estate Consultants
Keller Williams Realty
(508) 251-2558
1084 Main Street Bolton, MA 01740
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Is This Your Situation: Concerned About Preplanning?


Purchasing a home is a big investment that requires a lot of planning. It's important to take the proper steps to ensure that your homebuying process is easy and stress-free. But not only that: Did you know that preplanning will actually help you save money on your home purchase? Keep reading to find out how this is possible. 

Get preapproved

Before you even set foot in a house you're interested in purchasing, you need to meet with your financial adviser to determine the home loan amount you are approved for. This will help you determine which neighborhoods to look at and what homes you will be approved for without the hassle of finding your dream home and then finding out that you aren't approved for the loan.

Research and talk to banks to find the best home loan and interest rate so that you can purchase a home that you love while staying in your budget.

Maintain your budget

It's important for any homeowner to maintain and stick to a budget when purchasing a new home, especially for a first-time homebuyer. Take into consideration extra expenses that come along with buying a home, such as taxes and maintenance. If you want amenities in your home that are beyond what your budget allows, you may want to consider purchasing a fixer-upper.

Work with your Realtor if you find a home that you love but that's a little above your price range. Your Realtor is there to help negotiate a price that works with your budget.

Consider long-term investment potential

Purchasing and owning a home is a long-term investment, and its potential should be considered before purchasing the home. Does the home have a solid foundation? Is the neighborhood well-kept and maintained? These are things you need to consider when deciding whether the home is a good long-term investment. You also need to consider whether you have the time and budget to maintain certain homes. An older home may require a lot of upkeep. Or you may be buying in a neighborhood that has certain rules about how the outside of your house and lawn need to be kept.

The homebuying process can be full of complications and bumps, but if you take the time to plan out your budget and other necessities, you won't get stuck in a home you can't afford or one that requires too much maintenance. To ensure a successful homebuying process, contact us today, and we will help put you into a home that's just the right fit.

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Our firm provides the information in this e-newsletter for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.
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