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Is This Your Situation: Buying a Home and Expanding Your Family?


Buying a home, moving in, trying to get boxes unpacked, decorating a nursery and then bringing home a newborn in a short period of time is a daunting proposition but not an impossible one. There are definitely some special considerations if you are trying to get into your new home before the stork pays a visit. The end result can be the ultimate "nest" for you and your growing family.

1.     Have an agent you can trust. Having an experienced real estate professional in your corner who can empathize with buying a home while expecting, will be your greatest asset in the process. You will need to trust them to help guide you through the real estate process and do the extra leg-work for you. Baby brain is a real phenomenon and having a Realtor who will be on top of the issues that you may miss will make the entire home buying experience much easier.

2.     Set a realistic timeline. First, work backwards from your due date. Make sure that you allow yourself plenty of time for unpacking since this may take a bit longer than if there wasn't a baby on board as well as for packing on the other end of the move. You will also want to give yourself some wiggle room as babies tend to be notoriously unpredictable and could make an appearance a bit earlier than you have planned. You will want to have all of the paperwork signed and the furniture in before your new little sweetheart comes home.

3.     Don't do the painting yourself. With all of the nesting instincts and the desire to get the house squared away and the baby's room enchanting, you may be tempted to grab a brush and roller and a gallon of paint. Paint and paint fumes contain toxins that could be harmful to a developing fetus. It is extremely important to take additional precautions if you do the painting yourself, or better yet, delegate the task or hire a professional to do the job.

4.     Choose a home with kids in mind. Especially if this is a first baby, you will want to choose your new home with respect to your little one. While you don't want to rush the real estate process and just pick any house that is in your price range that you can move into within your timeline, you will want a house with room to grow in that is also safe. Make sure that you have a home inspection that points out potential issues like lead paint.

5.     Find the right neighborhood for kids. Do your homework and evaluate the safety of neighborhoods. There are numerous websites where you can find important statistics regarding crime rates and related issues. You will also want to investigate the school system and the local educational opportunities as well as neighborhood amenities like playgrounds, recreation centers, and kids' community programs.

Congratulations on this exciting time. Contact me personally to discuss more home-buying options for your expanding family. 

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The information provided in this email newsletter is for general guidance only, and does not constitute the provision of legal advice, tax and accounting advice, real estate investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional real estate, tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Home value estimate calculators provided herein are general estimations based on publicly available data and should not be used as a substitute for a professional appraisal. The information is provided “as is,” with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.
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